Bonjour and welcome!
Today I want to talk about debt pay-off totals...yay, right?!? No really, it is a happy topic :)
My husband and I have been really hard core budgeting for 2 years (next month) and during that time we have had times of physical injuries, job changes, job loss, unexpected expenses and also times of amazing blessings. A couple weeks ago I was feeling a little blah about our debt pay-off and wanted to know exactly how much we had paid off during these last 2 years. Sometimes it is easy to just look at the task ahead (ie. debt pay-off) and feel like you are trudging through with no end in sight. It is in those time where I find it helpful to get a little perspective and look back at the accomplishments to see just how far we have come. So, drum-roll please.....
Total Debt by Year
2016 - 49,716
2017 - 36,844
2018 - 30,684 (as of the end of May)
Total Debt Pay-Off by Year
2017 - 12,872
2018 - 6,160 (as of the end of May)
This means that even with all of the struggles and things we have gone through we are $19,032 less in debt than we were 2 years ago! WooHoo!!!
Our goal it to be completely out of debt by June of next year and I believe we can do it! I know that is a big goal, but we serve a big God and He wants us out of debt as much as we want to be out of debt. We are on our path to financial freedom and nothing can stop us; we may experience bumps in the road, but we will not stop until we achieve our financial independence.
How is your debt pay-off coming along? If you have not yet started your journey, please join us, we would love to have you along! If you have never done a budget and do not even know where to start, check out my last blog post and give my budget template a go. What kind of life could you live without any debt?
Until next time, have a meraki day!
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